What Questions Can We Answer?
What is foreclosure?
Foreclosure is the legal process lenders must follow to take possession of a home when mortgage payments have not been made according to the terms of the Promissory Note and Deed of Trust
When does the foreclosure process begin?
Most lenders begin the foreclosure process when payments are at least three months late; however, the process can begin sooner.
I’ve missed a few payments on my mortgage. What should I do?
If you have not made regular and full payments according to the terms of your loan or have experienced a job loss or financial hardship that may impact your ability to pay in the future, we recommend seeking assistance to obtain help in avoiding foreclosure. Do not ignore the problem. Waiting often makes the situation worse.
I received a letter from my lender stating that my house will be foreclosed on. What do I do next?
Contact the lender immediately to verify the letter. Do not ignore any letter from your lender or any third party claiming to represent them.
Should I remain in my home if I received a foreclosure letter?
Yes. Without being in your home you may forfeit options available to you.
My home is currently in foreclosure. Are there any options that will help?
Absolutely. Our skilled team of debt negotiators and real estate experts have a high success rate of preventing foreclosure in this situation. We recommend calling us to discuss how we can help.
Download Our Blueprint
We believe every homeowner should be equipped with helpful information about foreclosure. So we’ve created a free resource called The Foreclosure Blueprint. Inside this blueprint you’ll discover how the foreclosure process works and what you can do to avoid it.
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